My father handed me this book two nights ago, and said something to the effect of "interesting read--not very informative, but not bad".After reading 36 out of 195 pages, I've already gotten a grasp of the overall message (make your money work for you). I've also become bored with it. As a future purveyor of doctorate-level counseling/psychological services (fingers crossed, here), reading the dribble that pop-psychologists, self-made millionaires, and the like are allowed to put into print nauseates me. I will admit freely that self-help books can be and are a legitimate help to many people. But the fact that Kiyosaki continues to make so much money off of a book full of relatively obvious "revelations" is off-putting to say the least.This book will sit on my bedside table a few more days for the sake of my father's dignity. But I'll be damned if I spend another spare moment reading it.Sue
إذن... احتاج مني الأمر 4 شهور، 7 فصول، و165 صفحة.. عشان أوصل أخيرا للـ (آها مومنت) اللي كنت أنتظرها -واللي بدأت عشانها أقرا هالكتاب.يوم خلصت النصف الأول من الكتاب، كنت أجد صعوبة كبيرة فعلا في إكماله إلى النهاية، رغم اهتمامي بموضوع الثقافة المالية ورغبتي في التعلم.. بدا لي أن لغة الكاتب غير موجهة للقارئ العربي إطلاقا، وأن الإطار المالي للفرد في المجتمع الأمريكي هو مختلف بالكامل عنه هنا. نظرة الكاتب كانت مستفزة بالنسبة لي -وأنا المتحمسة بخطواتي الأولى الخجولة في عالم المال والأعمال- وهو يقول أن المال وهم مختلق، وأن الطامحين للثراء هم ناس يحركهم الخوف أو الجشع، وأن الأمان الوظيفي لايحمل أهمية إلا للكادحين الجبناء. حتى أنهيت الفصل السابع (من أصل 10 فصول) وانا أحس بملل غير طبيعي.. وأفكر: هكذا إذن.. كتاب سخيف من 230 صفحة ماله أي فايدة ولا هدف إلا إقناعك بترك الوظيفة والتوجه للعمل الحر.في الفصل الثامن، بدأت الأمور تختلف بشكل ماتوقعته.. ما أقول إني اتفقت مع الكاتب في كل فكرة قالها، لكني بدأت أشعر (أخيرا!) أنه يقول كلام مثير للاهتمام ووجهة نظر تستحق القراءة. الفصول الثلاثة الأخيرة رفعت تقييمي للكتاب من نجمة ونص إلى نجمتين ونص.. من خمسة. و سعدت إني امتلكت طولة البال عشان أكمل الكتاب وأوصل للجزء الأفضل فيه، واللي يشرح لي بطبيعة الحال مجموعة من الأمور اللي مااستوعبتها بطريقة سليمة في الفصول الأولى.في النهاية، أنصحك لو كنت جاي من طرف أحد مادح لك الكتاب وموصله للسما.. انك تسوي فورمات للي سمعته، وتقراه كأي كتاب ثاني بدون توقعات كبيرة. في الكتاب كمية جيدة من التنوير المالي، وفيه فوائد جميلة استمتعت بقراءتها.. لكن توقعاتي المسبقة أحبطتني بعض الشيء في البداية.Nola
While driving for the Thanksgiving vacation, my husband and I listened to Robert Kiyosaki’s book, Rich Dad, Poor Dad, on CD. This book helped us to expand and to think outside the box when it came to money. It gave us many things to think about and other ways to view our finances. I enjoyed it so much that I not only listened to it twice on CD, but also read the book itself. In his book, Kiyosaki reveals that he had two fatherly perspectives while growing up. His biological father maintained an attitude towards money that kept him struggling financially throughout his life. His friend’s father, who he spent a lot of time with, held a different perspective, and ultimately prospered. The two men regarded money differently, which caused young Robert to compare and ponder the different things each dad taught. In doing so, he had to choose which path to follow, rather than just blindly accept what he learned. He applied these principles in his life, and, like his rich dad, prospered financially. I enjoyed the way Kiyosaki introduced us to both fathers. He puts us in the scene of action, rather than lecturing us, and like he did as a boy, we learn from actions rather than words. This is more successful, I think, than most financial books, which while helpful can be a little boring. Kiyosaki presents the six lessons that his rich dad taught him, and then expands on them. He provides examples and applications. Much of what he says caused me to change my normal perspective as I considered a different way of thinking. Similarly, as I read, I could see phrases that I and others have used that mark us as “poor.” In fact, over the Thanksgiving holiday, my dad unknowingly repeated about six or seven things that Kiyosaki’s “poor dad” had said! These statements have caused me to realign many of my thoughts on money. As we drove, my husband and I frequently stopped the CD to discuss not only the changes in our thinking but also the inspiration that occurred to us. We began seeking opportunities, rather than just blindly accepting the fact that we were broke. We discussed business opportunities, and chances we could “work to earn” rather than “work for money.” If this book has a failing, it is that it is more of an overview than a how-to. It left me wanting to learn more. However, I understand that Kiyosaki has several other books written that appear to dive into the subject more thoroughly, and I look forward to reading those. Still, this works as a great stepping-off point to make us reconsider our view of financial issues. This was clear, well-written, and thought-provoking, and left me wanting to learn more. It made for great discussion with my husband, and I felt like we both grew closer as we considered the opportunities around us. I highly recommend this book to anyone who wishes to increase their financial knowledge.Spencer
This book shares the same fundamental problem that plagues most business how-to's (like The E-Myth): terrible, corny writing. You would think smart, successful people like Kiyosaki and E-Myth's Michael Gerber would be able to retain a decent ghost writer, but you'd be wrong. As for the content, there are a few nuggets of wisdom here but the major revalations and practical guidance that the word of mouth for Rich Dad promised just never materialized. Here's the entire book in a nutshell, "When life give you lemons, make lemonade." You could probably also toss in "It takes money to make money." There, I just saved you $16.95.Mohammed Alsaleh
الكتاب غني وثري .. ويحكي قصة كيوساكي الأمريكي من أصل ياباني .. حين تربى على يد أبيه الفقير وكان يتلقى منه الأوامر دوماً بالتعلم والتعلم فقط حتى يحصل على وظيفة بالكاد تسد رمق مصروفاته وأساسيات حياته .. بينما أبوه الغني " وهو أب لصديقه !" كان يعلمه كيف يدير المال الذي بين يديه ويجعله يعمل لأجله ..الكتاب .. شكل ثورة في عالم الكتب التي تحكي عن الثراء وكيفية الحصول على الاكتفاء بل ربما الغنى ..سأقول نقطة جلية ضرورية بعيدة كل البعد عن الكتاب ..أثناء قراءتي للكتاب والتي امتدت لأكثر من شهر .. كنتُ أتأمل وضع الفقراء والأغنياء .. وعرفتُ أن الغنى والفقر مكتوب على ابن آدم في بطن أمه .. كما أن مكتوب عليه عمله وأجله وشقي أو سعيد ..لكن .. هل يعني أن ما كتب لك يجعلك تثبط عن العمل والتعرف على طرق الثراء ؟لا .. وألف لا ..كون الصحابة حينما قالوا للنبي عليه الصلاة والسلام .. أفلا نتكل ؟ قال لا .. اعملوا فكل ميسر لما خلق له ..اعمل لتحصيل الثراء .. وإن كان ميسر لك أن تحصل عليه فسيكون ذلك .. وستجد أنك أصبحت من الأثرياء ..لكن أن تنام في بيتك .. وتهمل طرق الحصول على المال وتحصيله .. وتظن بأن السماء ستمطر دولارات أو أنك ستستيقظ في الصباح لتجد ملعقة من ذهب قد لقمت في فيك .. فهذا محال ..نعم ..!العمل .. مشروع كما هو العمل لأجل الآخرة ..في الكتاب .. يعملك نقطة جوهرية وأراها صلب الكتاب ومحوره .. أن الأصول هي التي تخدم الإنسان دائماً .. أما الخصوم فهي التي يظن الناس أنها تخدمهم وهي تضرهم ..فكرة الأصول والخصوم والإيرادات والمصروفات .. هي الفكرة الرئيسية للكتاب .. وسأشرحها لكم باختصار .. وأجعل بقية الوقت لكم لتهرعوا إلى المكتبة فتقرؤوا الكتاب بمزيد تمعن .. وتصبحوا بعد فترة من الزمان من الأغنياء فتدعوا لصاحبكم الفقير دلكم على الخير ...!إيرادات الإنسان .. هي ما يدخل في حساباته البنكية ..أما مصروفاته .. فهو ما ينفقه من مصروفات اعتيادية " أكل – شرب - مسكن – سيارة ..!"وبالنسبة للخصوم .. فهي ما يظن الإنسان أنها تفيده وتخدمه وهي بالأساس تضر به .. وهي البطاقات الائتمانية والقروض العقارية والسكنية ..أما الأصول .. فهي التي تدر على الإنسان دخلاً يضاف إلى خانة الإيرادات .. ولا تأخذ النفقات منها شيء ... وتتمثل بالأسهم " تدر أرباحاً " والسندات المالية والإيجارات ... وغيرها ..الفقراء .. تذهب كافة إيراداتهم إلى مصروفاتهم ونفقاتهم .. ولا يصفي لهم في النهاية شيء ..ذوو الطبقة الوسطى .. تذهب إيراداتهم إلى خانة الخصوم ليأخذ منها ما يشاء .. قبل أن تعود مرة أخرى إلى خانة المصروفات فلا يبقى في الجيب إلا النزر القليل ..أما الأثرياء .. فإنهم من لديهم أصول تدر عليهم لتغطي المصروفات وتزيد من الإيرادات ..!الأثرياء .. يحركون الأموال بزيادة الأصول لديهم .. أما الطبقة الوسطى والفقيرة .. فإنهم ينفقون ما يرد عليهم من أموال في خانة النفقات دون أن يستفيدوا منها ..أجعل لكم الفرصة لقراءة الكتاب ... وأتمنى لكم قراءة ممتعة ..Danine
I've been wanting to read this for a couple of years. After some recent events in my life I wanted to understand the financial thinking of people who were raised wealthy and those who were not. The first chapter was great. The storytelling was simple and informative. It made so much sense to me and I related to it. Then I started Lesson Two: Why Teach Financial Literacy. It was this chapter that I realized that homeboy Kiyosaki is quite pompous. I understand that he was using specific examples in his financial success which is essential for writing a book in this genre but he was just being pretentious and inflated.It was a line in chapter six that made me halt and decide to put down the book for good. It was an example of how his friend bought a rundown house. Kiyosaki writes "It was spooky to look at." What? did this supposedly financially intelligent man just say, "It was spooky to look at"? He did. He's not worth my time.I checked out this book at the library. If I would have bought this book I would have made him $16.95 richer and me $16.95 poorer. He does know how to invent money by creating a need. The need is for people to buy his books and products. Kiyosaki's lectures and advice may appeal to some but I felt like I was being swindled. I won't finish this book and will read financial advice from people who are intelligently wealthy, more humbled and less pompous.Troy
I bought this book on the recommendation of a client, and from page one I was feeling uncomfortable with it. I pushed aside the part of my mind that was shouting "This guy is trashing highly educated people and the working poor!" and I was able to actually become enthusiastic about the message of the book. Here is the message of the book, and as far as I can tell, the only thing of value in its pages: * When you own something, it is either putting money into your pockets, or taking money out of your pockets. Owning a business or earning royalties creates income. Owning a house and a car incurs expenses. * Try to own things that put money in your pocket. * If you rely on earning a wage or salary to put money in your pocket, you will be forever caught up in the vicious cycle of needing money, earning money and spending money. There you go. That's the big message this book will impart to you, and it will do it slowly and repetitively in the first three chapters, leaving the remainder of the book for the author to drone on and on about how turned $60,000 into $80,000 without ever going into specifics. Early in the book the author lists royalties as a form of income. Later in the book he disparages a young writer who laments that she hasn't been "discovered" yet. He tells her to take courses in marketing, which horrifies her (as it would me). He goes on to explain that his best-selling books are best sellers because he knows how to market them. I then saw the $10+ I dropped on this book as just another dollar in his pocket. He writes about 200 pages of repetitive, non-specific advice with only one interesting message (see above), and people line up to throw money at him because of a compelling title and a tough-love story. Towards the end, I felt embarassed to be seen with this book in public, just like I'd feel for responding to a "get rich quick" spam mail.Abby
This is a GREAT book! I can definitely say it changed my life and they way I look at money and finances. For example, my husband and I bought investment properties after I had him read it as well. It is very easy and interesting to read. READ IT! READ IT! READ IT!Here is one of my favorite lines from it, approximately quoted: "I have never met a rich man who hasn't lost a lot of money, but I have met a lot of poor men who have never lost a dime." True! SO TRUE. Everytime I lose money in an investment, I remember how much better I am for investing and making my money work for me than just hiding it and hoping nothing bad happens to it.Also, I loved the story of the young talented writer who came to Robert Kiyosaki and lamented not being able to get published. He told her she was very talented, and that she should take a sales class. She was mortified. SALES? She was a gifted writer, not a lowly salesperson. (I excelled at sales, so I personally already was thinking she was kind of dumb.) Robert Kiyosaki pointed out that the cover if his book said "Best SELLING author", not "Best WRITING author". She was miffed. He was right.I saw some other reviews saying they disliked the way he talks about people with tons of education always being poor, as if he is above them and so much smarter. Honestly, there is nothing wrong with having lots of education and still being poor, if that's all you want. This book is about how to be smart financially, though. Feel free to be poor. I want to be a millionaire soon. So I learn about money. And I love and learn from Robert Kiyosaki, who is great at that. Lots of people look at him and get annoyed that he is so rich and successful, and don't like him. I instead look at how he is rich and successful, and try to figure out how he did it. Amen.Will Thomas
This book goes on my shelf of four books I read over and over, books I read devotionally. It totally revolutionized my outlook not only on making money, but also on education. I wish everyone would read this. I wish the close-minded, those who graduated from whatever school they attended and haven't allowed themselves a new thought since, could break through the stone walls they have erected around their souls and let this in. This message can save our world! I am not exaggerating.T.J.
Inane, self-righteous congratulatory drivel best left to the rubbish heaps.Rehab suliman
"مايعلمه الأثرياء و لا يعلّمه الفقراء و أفراد الطبقة الوسطى لأبنائهم عن المال! "هذهِ العبارة في غلاف الكتاب زادت فضولي لقراءة الكتاب و بالصدفة اكتشفته في مكتبتي ، الكتاب يتحدث عن الثراء و عالم المال بأسلوب قصصي محبب ويتحدث فيه المؤلف عن تجربته وعن والده الثري و والده المتعلم .الكتاب غيّر وجهة نظري عن المال و أعطاني كمية معلومات ما كنت لأجهد نفسي في البحث عنها لأنها ببساطة في مجال البيع والمال الذي أتجنب القراءة عنه ولكن المؤلف عرض فكرته بطريقة ممتعة لذلك أظن أنني سابدأ القراءة في هذا المجال.الجميل في هذا الكتاب أنه لا يتحدث عن المال بشكل جشع جداً بل و تحدث عن أهمية العطاء بأن تعطي مهما كان مقدار عطائك شحيحاً فتأخذ مردوداً أعظم وكذلك مبدأ الخير و تعليم الآخرين وهو كان يسمي المردود من هذه الأعمال الخيّرة سحراً و ديننا علّمنا أنها بركة الله في المال .الكتاب باختصار يتحدث عن الثراء الحقيقي غير السريع و كيف تصل إليه مع تصحيح لبعض المفاهيم التي تملأ رؤوسنا ، بالطبع أنصح بقراءة هذا الكتاب قد يغيّر نظرتك نحو المال لنظرة إيجابية و عملية أكثر و تبحث عن غايتك الحقيقية نحو سعيك إليه بأن تسخرّه كما يقول المؤلف ليعمل لديك لا أن تعمل لديه كما يحدث مع أغلبية الناس بسعيهم خلف وظائفهم و الترقيات وهلّم جراً ، وكلنا بحاجة للتعليم كما نحتاج أيضاً لثقافة المال.بالطبع يستحق الخمس نجوم ومع ذلك لم أكتب عنه شيئاً يستحق لذلك أترك للقارئ الفرصة للحكم .Mohammed Al-Garawi
You just can't imagine how I detest and despise those phony "How to become a programmer/rich/smarter/whatever in x days" books, where you just have to follow a set of steps and you'll magically become a writer, programmer or even an astronaut. Fortunately, this book isn't one of them. The book is mainly about financial education. It discusses Capitalism and Communism, the current education model and its deficiencies, the differences between jobs and businesses, entrepreneurship and many other interesting topics.It also discusses the Robin hood theory that was embodied in Taxation and its effects on the poor/middle class of the society, and its origins. How the rich avoid taxation by hiring talented attorneys and accountants and how they buy politicians to affect the current statues quo.An interesting read for those who are with the right mindset to read it. Had I been in that mindset, I would have definitely loved it.Tim
In my opinion, this book fulfilled its purpose which was to help people have a better understanding of how to make money and use it wisely. There are many aspects of it that appealed to me. First, it shows how a person can be a better steward of the money he has. This is something that, as a Christian, I greatly desire to do. Having said that, I think there are many people that desire to do that, but don't know how. In addition to that, there may be people that are good stewards to some extent, but not to the extent that they could be. Second, it seems to be very well thought out. It points out how many people make a lot of money but are, in reality, poor. The reason given is that everything a person is taught growing up is that he should work hard and get good grades in school so that he can get a good, stable job someday, but then he gets all this money and doesn't know what to do with it. He is hardly better off than the person that barely gets by on minimum wage. The problem is not a lack of academic education but a lack of financial education. When a person does not know how money works, they cannot be expected to use their money wisely.However, although there were many things I liked about the book, there were also several things that I did not like. First, because of his writing style, he takes a long time to make a point. It is one of those books where no single chapter can be skipped. Second, because he is intensely interested in real estate, there are very few explanations of how his ideas can be applied to some other interest in life. I do not think that he thinks that the only way to have financial security is through real estate, but it is also very hard to see how his ideas can be applied significantly to anything else. Third, I got the impression that he thought that financial security could answer all of life's woes and was the one thing that should be most desired in life. As a Christian, I know that this is not true. Christ is the answer to all of life's woes, and He is the One we should desire more than anything else in life.The other John
"And I will say to my soul, 'Soul, you have many goods laid up for many years to come; take your ease, eat, drink and be merry.'" But God said to him, "You fool! This very night your soul is required of you; and now who will own what you have prepared?"That parable popped into my mind when I read this book. This book is about "what the rich teach their kids about money that the poor and middle class do not." It's not so much a manual on how to get rich, but more of a book on the underlying worldview of the wealthy. In it Mr. Kiyosaki contrasts his own father--Poor Dad--who got a good education, worked hard, but never quite made it big, with the father of one of his friends, who was quite successful and took Mr. Kiyosaki under his wing. I was moved to read this book because, as I've been looking over my finances, I wonder if I might not have been doing things wrong. It turns out that I'm not totally off Mr. Kiyosaki's track. By the grace of God I've been able to avoid major debt and I tend to avoid transient luxuries such as fancy cars and the latest electronic gadgets. (Of course, my two year "vacation" overseas was hardly a wealth building choice.) On the other hand, I'm too lazy to work hard and invest my finances responsibly. I'm content to stick my excess cash in the bank and forget about it. So has the book changed me? I don't know. I don't need to be rich, but I sure do covet the financial independence that wealth can buy. Even while I recognize the wisdom that Mr. Kiyosaki offers, I couldn't really buy into his world view. I'm going to have to think about this some more before I make any lifestyle changes. Could I recommend this book? Well, it was an enjoyable read despite the fact that I find finances boring. But I have two big reservations about it. The first that it was written about ten years ago, in a different financial climate. The second is that Mr. Kiyosaki has other books and materials for sale. I sometimes wonder if maybe the unspoken secret to financial success is to get a lot of people to buy your books and attend your seminars. Caveat emptor!Meutia
This book is more a motivational book rather than personal finance book. It talks about general things that people knew already. Plus, after reading the analysis of this book by John Reed, I became increasingly skeptical about it: the author is making money out of writing this kind of book instead of through managing his own finances. You can read this book for leisure but it won't help much in managing your personal finance. And if possible, don't buy it, just borrow from local library. Personally i won't recommend buying this book to be used as reference or practical guide on personal finance, but if you need a little motivation and self-help guide, go ahead.