Rich Dad, Poor Dad

ISBN: 0739413937
ISBN 13: 9780739413937
By: Robert T. Kiyosaki

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Economics Financial Investing Money Non Fiction Nonfiction Personal Development Personal Finance Self Help To Read

Reader's Thoughts

Samantha Cira

Sorry, but this book is a bunch of mumbo-jumbo BS.The concepts in this book, to me, are common sense and there are no concrete applications to his ideas. Yes, the poor get poorer while the rich get richer, there's a ground-breaking idea! Yes, most people don't know how to manage their money, we know, so how about telling us how?The majority of the book is Kiyosaki wanking it, telling us stories about his life (which I don't even think are true).If you want to learn about personal finance and investment strategies, this is not the book for you.


Inane, self-righteous congratulatory drivel best left to the rubbish heaps.


this one and the other one by Kiyosaki (cash flow quadrant) really shook the financial cobwebs out of my head. i really like the bare-knackles definition of an asset- if it doesnt generate cashflow, it aint an asset no matter how much you paid for it. that struck my' hummer' off the assets column leaving a huge dent. a family house would also not squarely sit in this column. ok, it generates cashflow as 'rent not paid', but the value you would put for it in this column according to Kiyosaki should not be the market value!did you notice the clever definition of wealth: take your liquid (current) assets (things like cash in bank, shares, payables) and divide by average monthly expenditure. that is your wealth in months. in other words, how long would you maintain your current lifestyle without extra income. it is startling! closely related is the definition of financial freedom - take your non-employment income (from business, dividends, interest etc) and minus monthly expenditure. mine is a huge negative! damn!got a lot to say about these two books, but i dont want to crash facebook.a must read.


This book is more a motivational book rather than personal finance book. It talks about general things that people knew already. Plus, after reading the analysis of this book by John Reed, I became increasingly skeptical about it: the author is making money out of writing this kind of book instead of through managing his own finances. You can read this book for leisure but it won't help much in managing your personal finance. And if possible, don't buy it, just borrow from local library. Personally i won't recommend buying this book to be used as reference or practical guide on personal finance, but if you need a little motivation and self-help guide, go ahead.


This is a GREAT book! I can definitely say it changed my life and they way I look at money and finances. For example, my husband and I bought investment properties after I had him read it as well. It is very easy and interesting to read. READ IT! READ IT! READ IT!Here is one of my favorite lines from it, approximately quoted: "I have never met a rich man who hasn't lost a lot of money, but I have met a lot of poor men who have never lost a dime." True! SO TRUE. Everytime I lose money in an investment, I remember how much better I am for investing and making my money work for me than just hiding it and hoping nothing bad happens to it.Also, I loved the story of the young talented writer who came to Robert Kiyosaki and lamented not being able to get published. He told her she was very talented, and that she should take a sales class. She was mortified. SALES? She was a gifted writer, not a lowly salesperson. (I excelled at sales, so I personally already was thinking she was kind of dumb.) Robert Kiyosaki pointed out that the cover if his book said "Best SELLING author", not "Best WRITING author". She was miffed. He was right.I saw some other reviews saying they disliked the way he talks about people with tons of education always being poor, as if he is above them and so much smarter. Honestly, there is nothing wrong with having lots of education and still being poor, if that's all you want. This book is about how to be smart financially, though. Feel free to be poor. I want to be a millionaire soon. So I learn about money. And I love and learn from Robert Kiyosaki, who is great at that. Lots of people look at him and get annoyed that he is so rich and successful, and don't like him. I instead look at how he is rich and successful, and try to figure out how he did it. Amen.

The other John

"And I will say to my soul, 'Soul, you have many goods laid up for many years to come; take your ease, eat, drink and be merry.'" But God said to him, "You fool! This very night your soul is required of you; and now who will own what you have prepared?"That parable popped into my mind when I read this book. This book is about "what the rich teach their kids about money that the poor and middle class do not." It's not so much a manual on how to get rich, but more of a book on the underlying worldview of the wealthy. In it Mr. Kiyosaki contrasts his own father--Poor Dad--who got a good education, worked hard, but never quite made it big, with the father of one of his friends, who was quite successful and took Mr. Kiyosaki under his wing. I was moved to read this book because, as I've been looking over my finances, I wonder if I might not have been doing things wrong. It turns out that I'm not totally off Mr. Kiyosaki's track. By the grace of God I've been able to avoid major debt and I tend to avoid transient luxuries such as fancy cars and the latest electronic gadgets. (Of course, my two year "vacation" overseas was hardly a wealth building choice.) On the other hand, I'm too lazy to work hard and invest my finances responsibly. I'm content to stick my excess cash in the bank and forget about it. So has the book changed me? I don't know. I don't need to be rich, but I sure do covet the financial independence that wealth can buy. Even while I recognize the wisdom that Mr. Kiyosaki offers, I couldn't really buy into his world view. I'm going to have to think about this some more before I make any lifestyle changes. Could I recommend this book? Well, it was an enjoyable read despite the fact that I find finances boring. But I have two big reservations about it. The first that it was written about ten years ago, in a different financial climate. The second is that Mr. Kiyosaki has other books and materials for sale. I sometimes wonder if maybe the unspoken secret to financial success is to get a lot of people to buy your books and attend your seminars. Caveat emptor!


The life changing book that has been a personal finance best seller for over a decade written by author Robert T. Kiyosaki. This little book has changed the lives of many people and their perspective on money, who are in misery, not knowing how to make ends meet due to lack of financial education. The contents of this book, tells the story of a young man, who is the author himself, being brought up by his natural father the conventional way of getting a job, saving every penny, working hard and climbing the corporate ladder. At the same time, he also had a "second father" who taught him a different way to view things and how to start from scratch and build his business into an empire.I am sure many of us can relate to the story on the part where we were being brought up the conventional way to become workers. As much as we don't wish it to be that way, ironically, the education system plays a very big part in educating our fathers and their fathers to be trained into workers instead of educating them and inspire them to become business owners. Ignorance of other available choices, we are trapped in a eternal cycle of working for money, saving up and spending on wasting assets that constantly drains our finances and loses value over time. Welcome to the rat race! Unless we learn and educate ourselves on personal finance, we will be unknowingly stuck with only one way of thinking, and passing that knowledge on to the next generation. Talk about vicious cycle!The main point of this book is to educate yourself on personal finance, which is to learn how to become financially independent by making money work hard for you and not you working hard to earn every single penny. It teaches you that you do not have to be a slave to money and to turn the situation to your advantage. There is no need for you to work for another person if you do not want to, in order to fulfill what you want in life. You are in control of your situation and you no longer need to take orders from anyone. You decide how much work you need. You are your own boss!This book has certainly made a huge impact on my life, why not read it and see if it will change yours as well? Make that difference now.Review by Ben AngArticle Source: Ben Ang


Rich Dad, Poor Dad is easily one of the most insightful and useful books of our generation. In an ever changing economy it is important for people to have not just academic intelligence but financial intelligence in order to be successful. This book gives so much information that many people never learned in school, college or from their parents. This book teaches smart ways to invest and ways to make your money work for you instead of having to work for your money.This book appeals to all types of people. Whether you be a middle aged adult in a poor financial status, a rich person who doesn’t know what to do with their money or a young teenager hoping to succeed in the brutal economy of America this book will help. Kiyosaki gives many examples of why people fail to succeed with their financing and how people can better themselves in the long run. He also presents all his information in a very simple and easy to understand way and there was never a time where I felt lost in what he was saying.Some of the down sides to this book are that he gives very few examples of the different ways you can invest. Since the author is big into real estate most of his examples are based on things that he has done. However, real estate is not easy to get into and many people would not enjoy doing this kind of investing. Overall this book is a very good read and it is important that everyone read some kind of book, if not this one, that relates to financing in order to have a better future. I was oblivious to the information provided in this book but now that I know how real finances work I feel prepared to face my financial situation head on.


This book is not just about money. It's about how we are taught to think; how we are programmed by schools, family, and friends to look at the rich as greedy no good bloodsuckers and opportunities as risks. It is an attempt to reprogram minds to look at why we do what we do.. why do we buy all these shoes, clothes, cars, jewelry.. have we earned it or are we just trying to maintain an image? To me the most important thing it teaches is that being educated is the key.. educated in our motives, in money, in the world around us.. educated does not always mean a degree lessons can be learned anywhere at anytime.. The book is great for people like me who think in pictures and in theory. He explains his financial theories clearly and adds diagrams to explain how money flows into and out of our wallets. I have read other financial self-help books and they were too detailed, too "do that..." For me that didn't help or motivate me because, I don't do anything unless I want to do it. Other books never really gave me the why. They told me what I needed to correct.. but if I don't see anything wrong in what I am doing.. why should I take steps to correct it? This book broke down to me the whys. And now I am ready for action.

Mohammed Alsaleh

الكتاب غني وثري .. ويحكي قصة كيوساكي الأمريكي من أصل ياباني .. حين تربى على يد أبيه الفقير وكان يتلقى منه الأوامر دوماً بالتعلم والتعلم فقط حتى يحصل على وظيفة بالكاد تسد رمق مصروفاته وأساسيات حياته .. بينما أبوه الغني " وهو أب لصديقه !" كان يعلمه كيف يدير المال الذي بين يديه ويجعله يعمل لأجله ..الكتاب .. شكل ثورة في عالم الكتب التي تحكي عن الثراء وكيفية الحصول على الاكتفاء بل ربما الغنى ..سأقول نقطة جلية ضرورية بعيدة كل البعد عن الكتاب ..أثناء قراءتي للكتاب والتي امتدت لأكثر من شهر .. كنتُ أتأمل وضع الفقراء والأغنياء .. وعرفتُ أن الغنى والفقر مكتوب على ابن آدم في بطن أمه .. كما أن مكتوب عليه عمله وأجله وشقي أو سعيد ..لكن .. هل يعني أن ما كتب لك يجعلك تثبط عن العمل والتعرف على طرق الثراء ؟لا .. وألف لا ..كون الصحابة حينما قالوا للنبي عليه الصلاة والسلام .. أفلا نتكل ؟ قال لا .. اعملوا فكل ميسر لما خلق له ..اعمل لتحصيل الثراء .. وإن كان ميسر لك أن تحصل عليه فسيكون ذلك .. وستجد أنك أصبحت من الأثرياء ..لكن أن تنام في بيتك .. وتهمل طرق الحصول على المال وتحصيله .. وتظن بأن السماء ستمطر دولارات أو أنك ستستيقظ في الصباح لتجد ملعقة من ذهب قد لقمت في فيك .. فهذا محال ..نعم ..!العمل .. مشروع كما هو العمل لأجل الآخرة ..في الكتاب .. يعملك نقطة جوهرية وأراها صلب الكتاب ومحوره .. أن الأصول هي التي تخدم الإنسان دائماً .. أما الخصوم فهي التي يظن الناس أنها تخدمهم وهي تضرهم ..فكرة الأصول والخصوم والإيرادات والمصروفات .. هي الفكرة الرئيسية للكتاب .. وسأشرحها لكم باختصار .. وأجعل بقية الوقت لكم لتهرعوا إلى المكتبة فتقرؤوا الكتاب بمزيد تمعن .. وتصبحوا بعد فترة من الزمان من الأغنياء فتدعوا لصاحبكم الفقير دلكم على الخير ...!إيرادات الإنسان .. هي ما يدخل في حساباته البنكية ..أما مصروفاته .. فهو ما ينفقه من مصروفات اعتيادية " أكل – شرب - مسكن – سيارة ..!"وبالنسبة للخصوم .. فهي ما يظن الإنسان أنها تفيده وتخدمه وهي بالأساس تضر به .. وهي البطاقات الائتمانية والقروض العقارية والسكنية ..أما الأصول .. فهي التي تدر على الإنسان دخلاً يضاف إلى خانة الإيرادات .. ولا تأخذ النفقات منها شيء ... وتتمثل بالأسهم " تدر أرباحاً " والسندات المالية والإيجارات ... وغيرها ..الفقراء .. تذهب كافة إيراداتهم إلى مصروفاتهم ونفقاتهم .. ولا يصفي لهم في النهاية شيء ..ذوو الطبقة الوسطى .. تذهب إيراداتهم إلى خانة الخصوم ليأخذ منها ما يشاء .. قبل أن تعود مرة أخرى إلى خانة المصروفات فلا يبقى في الجيب إلا النزر القليل ..أما الأثرياء .. فإنهم من لديهم أصول تدر عليهم لتغطي المصروفات وتزيد من الإيرادات ..!الأثرياء .. يحركون الأموال بزيادة الأصول لديهم .. أما الطبقة الوسطى والفقيرة .. فإنهم ينفقون ما يرد عليهم من أموال في خانة النفقات دون أن يستفيدوا منها ..أجعل لكم الفرصة لقراءة الكتاب ... وأتمنى لكم قراءة ممتعة ..

Will Thomas

This book goes on my shelf of four books I read over and over, books I read devotionally. It totally revolutionized my outlook not only on making money, but also on education. I wish everyone would read this. I wish the close-minded, those who graduated from whatever school they attended and haven't allowed themselves a new thought since, could break through the stone walls they have erected around their souls and let this in. This message can save our world! I am not exaggerating.


In my opinion, this book fulfilled its purpose which was to help people have a better understanding of how to make money and use it wisely. There are many aspects of it that appealed to me. First, it shows how a person can be a better steward of the money he has. This is something that, as a Christian, I greatly desire to do. Having said that, I think there are many people that desire to do that, but don't know how. In addition to that, there may be people that are good stewards to some extent, but not to the extent that they could be. Second, it seems to be very well thought out. It points out how many people make a lot of money but are, in reality, poor. The reason given is that everything a person is taught growing up is that he should work hard and get good grades in school so that he can get a good, stable job someday, but then he gets all this money and doesn't know what to do with it. He is hardly better off than the person that barely gets by on minimum wage. The problem is not a lack of academic education but a lack of financial education. When a person does not know how money works, they cannot be expected to use their money wisely.However, although there were many things I liked about the book, there were also several things that I did not like. First, because of his writing style, he takes a long time to make a point. It is one of those books where no single chapter can be skipped. Second, because he is intensely interested in real estate, there are very few explanations of how his ideas can be applied to some other interest in life. I do not think that he thinks that the only way to have financial security is through real estate, but it is also very hard to see how his ideas can be applied significantly to anything else. Third, I got the impression that he thought that financial security could answer all of life's woes and was the one thing that should be most desired in life. As a Christian, I know that this is not true. Christ is the answer to all of life's woes, and He is the One we should desire more than anything else in life.


إذن... احتاج مني الأمر 4 شهور، 7 فصول، و165 صفحة.. عشان أوصل أخيرا للـ (آها مومنت) اللي كنت أنتظرها -واللي بدأت عشانها أقرا هالكتاب.يوم خلصت النصف الأول من الكتاب، كنت أجد صعوبة كبيرة فعلا في إكماله إلى النهاية، رغم اهتمامي بموضوع الثقافة المالية ورغبتي في التعلم.. بدا لي أن لغة الكاتب غير موجهة للقارئ العربي إطلاقا، وأن الإطار المالي للفرد في المجتمع الأمريكي هو مختلف بالكامل عنه هنا. نظرة الكاتب كانت مستفزة بالنسبة لي -وأنا المتحمسة بخطواتي الأولى الخجولة في عالم المال والأعمال- وهو يقول أن المال وهم مختلق، وأن الطامحين للثراء هم ناس يحركهم الخوف أو الجشع، وأن الأمان الوظيفي لايحمل أهمية إلا للكادحين الجبناء. حتى أنهيت الفصل السابع (من أصل 10 فصول) وانا أحس بملل غير طبيعي.. وأفكر: هكذا إذن.. كتاب سخيف من 230 صفحة ماله أي فايدة ولا هدف إلا إقناعك بترك الوظيفة والتوجه للعمل الحر.في الفصل الثامن، بدأت الأمور تختلف بشكل ماتوقعته.. ما أقول إني اتفقت مع الكاتب في كل فكرة قالها، لكني بدأت أشعر (أخيرا!) أنه يقول كلام مثير للاهتمام ووجهة نظر تستحق القراءة. الفصول الثلاثة الأخيرة رفعت تقييمي للكتاب من نجمة ونص إلى نجمتين ونص.. من خمسة. و سعدت إني امتلكت طولة البال عشان أكمل الكتاب وأوصل للجزء الأفضل فيه، واللي يشرح لي بطبيعة الحال مجموعة من الأمور اللي مااستوعبتها بطريقة سليمة في الفصول الأولى.في النهاية، أنصحك لو كنت جاي من طرف أحد مادح لك الكتاب وموصله للسما.. انك تسوي فورمات للي سمعته، وتقراه كأي كتاب ثاني بدون توقعات كبيرة. في الكتاب كمية جيدة من التنوير المالي، وفيه فوائد جميلة استمتعت بقراءتها.. لكن توقعاتي المسبقة أحبطتني بعض الشيء في البداية.


كتاب ناصح لكل من اراد الاستثمار أو فكر في تغيير نمط حياته، حيث ان الكاتب يقارن لك بين والده المتعلم الذي يحيا على راتبه فقط " الأب الفقير، كما يسميه"، وبين والد صديقه الذي تكفل بتعليمه وتدريبه منذ صغره على الاستثمار والتفكير المالي " الأب الغني".ويقارن لك بين نمطي تفكيرهم وقرارتهم، الذي تترتب عليها بقية حياتهم وقدراتهم الماليه ومستوى المعيشهكما يبين لك بعض طرق الاستثمار وكيفية الاستفاده منها." انصح فيه لمن اراد ان يحيا بمستوى رفاهية جيد، "

Mohammed Alfahaid

كتاااب مجنوون ..وانا معجب بالكتاب روبرت كيوزاكي..ر انا بصراحة من بعد هالكتاب توسع تفكيري اكثر في اشياء كثيره وقدرت احلل اشياء كثيره بعدانصح الناس الطموحين والقياديين انهم يقرون الكتاب هذا

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